For companies

AI-native ICHRA administration.

Replace the group bill with a fixed, tax-free monthly allowance — computed from your team, not quoted at you.

~$5,000

saved per employee, per year

Projected

How it works

AI-native

Drop in a census. The engine does the rest.

Any payroll CSV — ages and ZIP are all it reads.

It prices every plan filed in your county and finds each employee the cheapest one.

Then it recommends the allowance — affordability tested for every employee, every number sourced for your CPA.

800,000

companies projected to switch to ICHRA

Federal projection

$9,325

what group single coverage costs today, per year

KFF 2025 survey

10,435

filed plans priced across seven states

Live artifact

Insurf, Inc. is not a licensed insurance agency, does not sell insurance, and receives no commissions. This is an informational cost estimate — not an offer of coverage and not a recommendation to buy any plan. Projections are labeled and are not guarantees. Estimates only; not financial, tax, legal, medical, coverage, or insurance advice.